Welcome to the forum, but I though the phrase "down-under" is used only by Australians... or are all you guys down under? Pardon the ignorance
EasyWordpress.com is a non-official forum for help and guidance on using Wordpress as a blogging or business tool.
The difference between Wordpress.com and Wordpress.org, please read this blog post by Monika:
http://www.easywordpress.com/labs/wo...sbloggingblog/